After replacing the necklace, the Loisels begin a life of hard labor and poverty. They dismiss their servant and move into a smaller home to reduce expenses. Mme Loisel does all household work like washing clothes, carrying water, and shopping for groceries. M. Loisel works day and night and takes up part-time jobs to earn more. They spend the next ten years repaying the loans they took to buy the necklace.